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Inbound Guest – If your injury or sickness requires medical treatment, we will pay the coverage amounts in the schedule of benefits, minus your per person deductible.

You may apply for a new period of coverage after 180 days if you return to your home country* before doing so.Tokio Marine HCC - MIS Group has authority to enter into contracts of insurance on behalf of the Lloyd’s underwriting members of Lloyd’s Syndicate 4141, which is managed by HCC Underwriting Agency Ltd.Protection – If you are a non-United States citizen, our plans protect you for new accidents and illnesses while you are in the USA.If there is any difference between this website and your plan document, the provisions in the plan document will prevail. Coverage may vary and may not be available in all jurisdictions.Coverage will begin on the latest of the following dates: the day after we receive your application and correct premium if you apply and pay online or by fax; or the day after the postmark date of your application and correct premium if you apply by mail; or the moment you depart your home country; or the date you request on your application. Inbound Guest – Your coverage length may vary from 5 days to 180 days.

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